The year 2025 is shaping up to be a turning point for the cryptocurrency sector worldwide, influenced by regulatory and political changes in the United States. With the arrival of the administration of former President Donald Trump, a relaxation of regulations related to cryptocurrencies is expected, which could accelerate both investment and institutional adoption in the North American country.
The cryptocurrency ecosystem has become a key player in the financial sector, supported by an increase in institutional acceptance and growing interest from individual investors. The Spanish platform Criptan has identified emerging trends that will shape the sector in 2025. One of the most relevant changes is anticipated in the role of banks in offering services related to cryptocurrencies, where the MiCA regulation provides a clear framework, favoring banks and investment funds in Spain in the development of products based on digital assets, such as crypto savings accounts and loans backed by cryptocurrencies.
Jorge Soriano, CEO and founder of Criptan, emphasized Spain’s advantageous position to become one of the leading cryptocurrency markets in Europe, highlighting that a clear regulatory environment and growing institutional acceptance are facilitating the integration of cryptocurrencies into the financial sector, attracting both small investors and large corporations.
Since the Bitcoin halving in April 2024, there has been an increase in attention towards altcoins, aligning with historical patterns that suggest better performance of these cryptocurrencies. The favorable stance towards cryptocurrencies under Trump has transformed governmental perception of these assets, which in turn could inspire other countries to adopt more inclusive policies regarding cryptocurrencies.
The European MiCA regulation is driving a safer and more attractive environment for the cryptocurrency market in Spain. Soriano asserts that 2025 will be crucial for the sector, with the National Securities Market Commission (CNMV) leading efforts that position Spain as a model in cryptocurrency regulation. The latest survey by the European Central Bank revealed a significant growth in the percentage of Spaniards who own cryptocurrencies, rising from 4% in 2022 to 9% in 2024, reinforcing activity in the Spanish crypto market.
It is also expected that banks and investment funds will intensify their participation in the cryptocurrency market in the coming months, strengthened by a clear regulatory framework and increasing demand for related products. This shift marks a new phase in the interaction between traditional financial services and digital assets.
Criptan has stated that the most relevant cryptocurrencies for 2025 will be Bitcoin, Ethereum, and Solana. While Bitcoin will remain the benchmark asset, Ethereum will maintain its position due to its robust ecosystem, and Solana will emerge as an attractive option due to its high speed and low costs.
The MiCA regulation will not only offer clarity and security to the market but will also incentivize banking institutions to create cryptocurrency-related products, promoting a safer environment for investors. This has led some financial entities to start integrating crypto services into their product portfolios.
In this context of innovation and favorable regulations, 2025 emerges as a pivotal year for cryptocurrencies, with the real possibility that at least one G20 country will establish strategic reserves of Bitcoin, redefining the perception of digital assets as store of value. According to Soriano, the rise of the crypto market not only validates its role in the global economy, but also opens the door to new opportunities for innovation within the financial system.
Referrer: MiMub in Spanish