In 2024, a new retirement pension has been established for housewives in Spain, recognizing the invaluable unpaid work done at home and ensuring economic security in their old age. This measure aims to provide comprehensive support to these women who, despite not having contributed to Social Security, have played a crucial role in their homes and communities.
The non-contributory retirement pension is a benefit managed by the Institute of Older Persons and Social Services (IMSERSO) and the autonomous communities. It is intended for people who have not contributed enough to Social Security, including many housewives. In addition to financial assistance, this pension guarantees access to social and medical services, providing comprehensive support to those in need.
To benefit from this pension in 2024, certain requirements established by IMSERSO and the autonomous communities must be met:
- Age: Be at least 65 years old.
- Residence: Legally reside in Spain for at least ten years between the ages of 16 and the date of pension application, with two consecutive years immediately prior to the application.
- Income: Not exceed income of 7,250.60 euros annually in 2024.
- Economic cohabitation unit: If living with family members, household incomes must be below certain limits based on the number of cohabitants and their family relationships.
These requirements ensure that those who truly need this financial assistance can access it, providing a safety net for housewives who have dedicated their lives to the home without contributing to Social Security.
The amount of the non-contributory retirement pension for housewives in 2024 is based on personal incomes and those of their economic cohabitation unit members. The pension is paid in 14 annual installments, including two extraordinary payments in June and November.
In 2024, the maximum amount is 7,250.60 euros annually, equivalent to 517.90 euros per month. This amount ensures that those over 65 who have not contributed enough can live with dignity. The minimum amount is 1,812.65 euros annually, which corresponds to 129.48 euros per month, applicable in specific situations.
In addition to receiving the non-contributory pension, it is important for housewives to know strategies to improve energy efficiency in the home. These practices not only reduce energy consumption but also lower electricity bills, benefiting those with limited incomes.
Tips include opting for efficient appliances, using lighting responsibly, controlling home temperature properly, improving thermal insulation, choosing appropriate electricity rates, and taking advantage of the electricity social bonus.
Implementing these tips can result in significant savings in household energy consumption, allowing housewives to better manage their finances and contribute to a more sustainable environment.
The combination of a non-contributory pension and energy efficiency practices provides housewives with greater economic stability and quality of life, recognizing their valuable contribution to society.
Source: MiMub in Spanish
