In Spain, the use of credit cards under the “revolving” model has grown considerably, generating a negative impact on the economy of many households. The nature of these cards allows users to postpone their payments in monthly installments, but often at the cost of exorbitant interest rates that can lead to a difficult-to-manage spiral of debt. In this situation, it is crucial for consumers to carefully select the company or platform that will assist them with their claims.
One of the most important aspects when choosing a firm is its specific experience in handling revolving card cases. Not all companies that claim to be experts have the same level of competence, highlighting the importance of finding advice that maximizes the chances of success in the claim. A recommended first step is to request a feasibility study, which is often offered for free, to determine whether there are sufficient legal grounds to claim interest or clauses considered abusive.
The way in which fees are structured is also a determining factor. The most trustworthy firms tend to adopt a success-based payment model, meaning that the client only pays a fee if they recover money. It is essential to clearly specify the applicable percentages on the recovered amount and any additional costs that may arise during the process.
Another essential element is communication throughout the procedure. Clients deserve to receive clear updates on the progress of their cases, both in the extrajudicial phase and if a lawsuit is filed. The reputation of the company should not be overlooked; consumers are advised to evaluate reviews and outcomes of previous claims to measure each firm’s effectiveness.
In this context, there has been an increase in platforms that allow for online claim management, making these services more accessible without the need for travel. One of these platforms, the Claim Platform, stands out for its comprehensive approach to defending the rights of consumers affected by revolving cards. Its methodology includes a free feasibility analysis, supported by a team of lawyers and economists specialized in financial law.
As claims related to revolving products increase, a more transparent environment in consumer credit is being established. Recent court rulings and the growing work of specialized platforms are fostering greater awareness among consumers about their financial rights. More and more people are seeking independent advice to review their contracts, underscoring the need for a professional claims sector that can ensure safe and efficient processes.
via: MiMub in Spanish
